Financial Learning Center

How Much Does It Cost To Have A Baby?

The average cost of childbirth can vary, so use this guide to learn the factors that determine how much it costs to have a baby and where the money goes.

What Is The Percentage-Of-Income Rule For Mortgages?

“What you qualify for” and “what you can afford” can be very different for new homeowners. Learn what percentage of income should go toward your mortgage.

Personal Budget: What Is It And Why Do I Need One?

Being an adult with money to spend means finding a balance between needs, wants and goals that works for you. That’s where budgeting comes in.

Hard Money Loans: Your Options Defined And Explained

Hard money loans can get you short-term financing fast. As with any serious financing decision, it’s important to know what you’re getting yourself into.

New Home Construction: How Much Does It Cost to Build a House?

On average, it costs $400,600 to build a house, but that figure varies widely. Learn more about the factors that determine how much it costs to build a house.

Homeowners Insurance: What It Is And How It Works

Homeowners insurance is a policy that covers losses and damages to your property. Read on for a basic understanding of how it works and how it helps homeowners.

What Is A Home Equity Line Of Credit (HELOC)?

A home equity line of credit (HELOC) allows you to borrow equity from your home in a revolving line of credit. Let's take a closer look at how an HELOC works.

What Are Bridge Loans And How Do They Work?

A bridge loan is a short-term financing option that offers immediate cash flow to borrowers. Read our guide to learn more about bridge loans and how they work.

A Quick Guide To The Credit-Builder Loan

Trying to build your credit or rebuild it after a financial setback? See whether a credit-builder loan is your ticket to boosting your credit for a better life.

Mortgage Gift Letters: What They Are, Why You Need One And How To Write One To Your Lender

Need a gift letter for your down payment gift? Learn what gift letters are, their rules and regulations, and how to write one for your mortgage lender.

How Much House Can I Afford?

Are you in the market for a new home? Review our guide to access our home affordability calculator and learn how to determine how much house you can afford.

How To Save For A Down Payment On A House

Saving up for a home can take time, but there are ways to speed up the process. Read on to learn how to save for a down payment on a house with our handy tips!

How To File A Claim For Life Insurance

While it’s hard to think or go through the grieving process, the somewhat good news is that filing a life insurance claim is fairly straightforward.

Early Retirement: How To Retire Early And What To Consider Before You Do

Many people love the idea of being able to retire early, but how do you actually achieve such a goal? Read our definitive guide on early retirement.

What Is An FHA Loan?

An FHA loan is a home loan with lower down payment requirements and other benefits. Learn what an FHA loan is and how they compare to conventional mortgages.

Rule Of 72: What Is It And How Does It Work?

The rule of 72 refers to how long it will take the return on an investment to double. Learn all about how the rule of 72 works and the simple formula it uses.

What Is The Prime Rate And How Does It Affect My Finances?

You’ve probably heard of interest rates, but what is a prime rate? Learn all about how a prime rate gets determined and the options available to borrowers.

Buying Christmas Gifts On A Budget

Celebrating Christmas on a budget can be less stressful with a proper spending plan in place. Read our tips for buying gifts for loved ones without going broke.

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