Personal Finances

Whether you're paying off debt or saving for a down payment, we have tips to help you succeed along the way!

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A Complete Guide To Home Improvement Loans

Are you thinking about remodeling your home but not sure how to fund it? Use this guide to learn about home improvement loans and their available options.

How To Save For A Wedding And A House

Buying a home and getting married are two huge milestones in a couple’s life. Read our guide on how to save for both at the same time — without going broke.

Refinancing Your Student Loan Debt: A Guide

Got student loan debt? A student loan refinance might consolidate your debt and lower your monthly payment. Find out if a student loan refinance is right for you.

Finance Basics

Cashier’s Check: What It Is, Plus How And Where To Get One

Cashier’s checks can be essential when making larger purchases. Learn more about what a cashier’s check is, how to get one and how to avoid related scams.

What Is Debt Consolidation & What Should You Know?

Debt consolidation combines several sources of debt into a single payment. Debt consolidation often lowers interest rates and helps you pay off debt faster.

What Is A Financial Advisor?

Financial advisors help clients handle a range of financial matters. Learn about the different types of financial advisors and why you need one.

Student Loans

Student Loan Forgiveness Programs And How They Work

Student loan forgiveness is the complete or partial cancellation of a student’s federal loan repayment. Learn more about how it works.

Subsidized And Unsubsidized Federal Student Loans: What’s The Difference?

Here’s a cheat sheet explaining the differences between subsidized and unsubsidized student loans, who can qualify for them and how the repayment process for each works.

How To Apply For Student Loans For College

Worried about being able to pay for your college tuition? Read along to find out how student loans can assist you in financing your education.

Everything Automotive

Best Options For High Mileage Leased Car

I came to the realization about a month ago that I was going to hit my predetermined mileage way ahead of schedule. For those of you who find yourself in the same jam as me, below are some of our options.

When To Refinance Your Car: A Decision-Making Guide

Read our guide to learn about some of the factors that you should consider when choosing to refinance your car loan.

How To Save $1,000 This Month

As hard as finding ways to save money fast may seem, no one says that the process has to be difficult or demanding. Here's how to save $1,000 in a month.

Stock Market & Investments

How To Invest In Stocks: Investing For Beginners

Investing in stocks doesn’t have to be scary. Check out our guide on stocks, why they’re worth investing in, and how to get started on your investment journey.

Stocks, Defined: What Is Stock, Anyway?

You’ve heard of stock, but what exactly is it? Learn all about the different types of stock and whether it’s the right investment asset for you.

Mutual Funds: Understanding The Basics

Mutual funds can be a beneficial investment option. Learn more about what a mutual fund is, how it works, and if it’s the right choice for you.

Household Expenses

How Much Should You Spend On Groceries?

To help you create a grocery budget that makes sense for you, we’ve broken down what the guidelines say and how you can use them to help you make the best decisions for your household.

Average Utilities Cost Per Month In US Homes

How does your monthly utility bill compare to the average utilities cost in
the U.S.? And what can you do to lower your costs? Find the answers in this guide.

What Are Living Expenses? And How Much Do You Need?

It’s important to know what your living expenses are and how much you’re spending on them. Read our guide on budgeting expenses and living within your means.

Types Of Loans

What Is A Payday Loan, And How Does It Work?

Payday loans might seem like a good option for securing fast cash, but they come with serious risks. Learn more about payday loans before you take the plunge.

What Is An Installment Loan?

You might not know the term “installment loan,” but chances are you’re familiar with some examples. Check out our guide to installment loans and how they work.

What Is A Personal Loan And How Does It Work?

A personal loan might be a good option if you’re needing cash fast. Read our article that goes over the different types of loans and if you should consider one.

Tax Information

Capital Gains Tax: What It Is And How To Avoid It

Are you looking to sell an asset, including real estate? Learn what capital gains tax is, what the rates are, and whether your sale will be subject to this tax.

Tax Deductions: The Most Common Tax Breaks For 2022

Tax deductions lower your taxable income and reduce your individual income tax liability. Find out more about how you can use deductions to lower your tax bill.

2021-2022 Tax Brackets: What Tax Bracket Am I In?

Federal income tax brackets depend on your filing status and total taxable income. Learn which tax bracket you’re in and how to minimize your tax payment here.

Retirement Advice

What Is An IRA And How Does It Work?

An individual Retirement Account (IRA) is a tax-advantaged way to save for and invest in retirement. Learn how it works and which IRA is best for you.

401(k): What It Is And How It Works

Unsure of what a 401(k) is or why you should consider signing up for one? Check out our definitive guide on 401(k)s, how they work, and why they’re valuable.

What Is An Annuity, How Does It Work And Is It Worth The Investment?

An annuity is simply an annual sum of money paid to an owner. Unfortunately, the definition is the only simple thing about an annuity.

More Personal Finance Resources

Best Stocks To Buy (For Beginners And Pros)

Not sure which stocks are worth investing in? Let our expert guide demystify how to find the best stocks to buy.

FSA: What Is It, And Should I Get One?

Deciding on your health care account options can be tricky. Read more about FSAs and whether this type of account would serve your specific medical needs best.

Deductible: What Is It, And How Does It Work?

A deductible is the amount of money a person pays before insurance covers the expenses. Learn about how they work and the different types of deductibles.