Businesswoman looking at tax forms.

When Are Federal Taxes Due In 2022?

Carla Ayers5-minute read
January 24, 2022

As we enter tax season, it’s important to be aware of big deadlines. The most important question is “When are taxes due?”.

Taxes for the 2021 tax year are due on Monday, April 18, 2022 for most people. Why is it different from the usual April 15 deadline date?

According to the IRS, “The filing deadline to submit 2021 tax returns or an extension to file and pay tax owed is Monday, April 18, 2022, for most taxpayers. By law, Washington, D.C., holidays impact tax deadlines for everyone in the same way federal holidays do. The due date is April 18, instead of April 15, because of the Emancipation Day holiday in the District of Columbia for everyone except taxpayers who live in Maine or Massachusetts. Taxpayers in Maine or Massachusetts have until April 19, 2022, to file their returns due to the Patriots' Day holiday in those states.” We’ll go over this a little more below, but wanted to address the basics right away to avoid confusion.

There are some other important tax deadlines that you need to be aware of as well. But don’t worry, we’ll cover everything important. 

When Are Income Taxes Due For Tax Year 2021?

Although the standard answer is April 15, the IRS has extended the due date twice now because of the coronavirus pandemic. The due date for 2020 taxes was extended to May 17, 2021. The due date for the 2021 tax year has been extended to April 18, 2022, for most taxpayers.

This isn’t the first time there were changes to Tax Day deadlines.

On February 3, 1913, the 16th amendment gave Congress the power to collect taxes on income in the United States. Congress chose March 1 as the deadline. Then with the Revenue Act of 1918, Congress pushed the date further out to March 15. A much-needed overhaul of the tax code happened in 1955 and the IRS pushed the date to April 15. At the time, the IRS explained the date change as helping to spread out peak workflow. However, we know now that income tax was applied to more of the middle class as their income grew and the IRS struggled to keep up with the refund demands. The date change also allowed the government to hold on to refund money a little bit longer.

Are There Exceptions To The April 15 Date For Tax Returns?

The IRS has decided that your taxes are typically due on April 15. Of course, there are a few exceptions to this filing deadline. Let’s take a closer look at these exceptions below.

Holidays

The IRS provides exceptions to the April 15 due date for those times Tax Day falls on a weekend. They’ve also included a provision for those located in areas with local holidays that may coincide with April 15. Below are those provisions:

  • If April 15 is a Saturday or Sunday: If the tax deadline falls on a Saturday or Sunday, then you’ll have until the next day that is not a Saturday or Sunday to file your taxes.
  • Emancipation Day: As previously stated, by law, Washington, D.C., holidays affect tax deadlines in the same way federal holidays do. In 2022, Emancipation Day falls on Friday, April 15. Therefore, for most taxpayers, taxes will be due Monday, April 18.
  • Patriots’ Day: Residents of Maine and Massachusetts are given an extra day to file federal and state taxes if Patriots’ Day falls on April 15. This year, Patriots’ Day is Monday, April 18. Due to the Emancipation Day holiday and Patriots’ Day, taxpayers in Maine and Massachusetts have until Tuesday, April 19 to file their taxes.

Living Abroad

For those living outside of the United States and Puerto Rico, you are given an additional 2-month extension to file your taxes. For Americans living abroad, the tax deadline this year will be June 15, 2022.

Can I Get An Extension On The Filing Deadline?

If you can’t make the tax deadline, you can file an extension request with the IRS’ Free File portal. Taxpayers can file Form 4868 for an automatic 6-month extension, making their new due deadline is October 15.

You can request a tax extension for any reason. However, filing for an extension doesn’t mean you don’t have to pay your taxes by the deadline. You’ll still need to pay your estimated taxes when you file for an extension.

What About The Self-Employed And Making Estimated Payments?

If you are self-employed or earn income outside of your W-2 job, you should pay taxes on a quarterly basis. You’ll need to submit your taxes by April 15, June 15, September 15, and January 15 for each of the quarters based on your income for the quarter.

It’s important to note, holidays such as Patriots’ Day and Emancipation Day do not extend the deadline for estimated tax payments for self-employed taxpayers.

When Are Business Taxes Due?

For those who report their business income with Form 1065 or Form 1120S , they must file by March 15.

Sole proprietors file their Form 1040 and Schedule C on April 15, as do C-corps using Form 1120.

Be sure to discuss these due dates with your tax advisor. Ask them best practices and what documentation they may need to ensure your tax payments are submitted correctly. 

When Are State Income Taxes Due?

State taxes are generally due on April 15, but it’s a matter of state law so you’ll want to do your research if you’re not familiar with your state’s deadlines. The IRS maintains a list of the tax authorities by state to help taxpayers find the information they need regarding individual state filing deadlines and procedures.

How Should I Prepare For Tax Day 2022 And Beyond?

For some people tax prep is a breeze and for others it's like sailing the stormy seas. Here are a few tax-time tips that will make this year’s tax season smooth sailing.

Max Out Your 401(k) By December 31

If you have the option to contribute to your 401(k), then try to max it out by December 31. You’ll be able to significantly reduce your taxable income by contributing to your 401(k) because this is done pretax. 

That means that if you contribute the full $19,500, you can subtract that amount from your taxable income. You can lower your tax liability through this option. Plus, you’ll stay on track for a solid retirement account. 

Max Out Your IRA By Tax Day

If you can, make it a priority to max out your IRA by Tax Day. You’ll have the choice between a Roth IRA and traditional individual retirement account (IRA). The maximum amount that you can contribute to either is $6,000 for the year. Either is a great way to build your retirement savings in a tax-efficient way. Take a closer look at both options and consider your long-term goals before choosing to max out one or the other. 

File For A Tax Extension (If You’ll Need One)

If you cannot finish your taxes by Tax Day, file a Form 4868 for an automatic extension. This will give you some breathing room to collect your documents and correctly fill out your tax return. Remember, you still need to make your estimated tax payment at the time of filing the extension.  

Consider An HSA

A Health Savings Account (HSA) is an underutilized account that could significantly impact your financial future. The funds in your HSA are contributed from your pretax income. You can invest the funds and allow them to continue growing tax-free. When you need the funds to cover a qualifying medical expense, you can take out the money without any penalties. 

The Bottom Line: Know Your Filing Deadlines To Avoid Penalties

After a roller coaster 2020 tax year, we won’t let the tax deadline slip by us and you shouldn’t either. Be sure to check IRS.gov for updates on filing extensions and deadlines. Then give yourself a pat on the back for starting to prepare early. Learn more about tax returns and other personal finance topics in our Learning Center.

Carla Ayers

Carla is a freelance writer and Realtor with a background in marketing, communications and property management. She attended Eastern Michigan University where she received a Bachelors in Arts Marketing and a Masters in Integrated Marketing & Communications.