Credit

Credit is an important part of your financial health. Check out the latest tips for improving and maintaining a healthy credit score.

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What Is A Good Credit Score?

Learn how to determine if your credit score is good, great or bad, and how that affects your financial life.

What Is Considered Bad Credit?

Just how far-reaching are the effects of a bad credit score? Let’s take a look at how those little three numbers can make or break many of your life plans.

Installment Loans Vs. Revolving Credit: An Overview

What’s the difference between installment loans and revolving credit? Read our guide to learn how borrowers use and repay revolving and installment credit.

Credit Basics

What Is A Credit Score And How Is It Determined?

Many people understand that a good credit score usually translates into higher approval chances and better loan terms, but understanding the meaning of a credit score and how it’s calculated can be more challenging. We’ll dive into exactly what a credit score means.

Credit Score Factors: Length Of Credit History

Did you know that the length of your credit history plays a role in your credit score? Read our guide to find out how impactful your credit history is on your score.

How To Look At Your Credit Score

Everyone’s heard the term “credit score,” but that doesn’t mean they know what it is, how to access it or that each person has more than one. Luckily, checking your credit score is not as difficult as you might think. Here is everything you need to know to become an expert at managing your credit.

Credit Reporting

Your Annual Credit Report: How To Get It For Free

You’ve heard that you should get an annual credit report, but how? Here’s the best way to go about doing it – for free!

Everything You Need To Know About the 3 Credit Bureaus

In this post we’ll talk about the 3 main national credit bureaus for consumers — Equifax^®, Experian^® and TransUnion^®— what they do and how they work.

Who Can See Your Credit Report?

Not everyone is privy to your credit information. For the most part, your score and credit report remain confidential. Here’s who can access your credit report and why.

Comparing Credit Scores

What Is A Good Credit Score?

Learn how to determine if your credit score is good, great or bad, and how that affects your financial life.

Here’s The Average Credit Score By Age In The US

Credit score is the most important factor in a lender’s decision to offer a loan. What is the average credit score by age in the U.S., and how does your credit score compare?

What Is The Highest Credit Score You Can Have?

The highest credit score you can have is 850. Check out our guide to learn how to reach the highest credit score, the benefits of having high credit and more.

Tips To Boost Your Credit Score

How to Improve Your Credit Score: 8 Tips

A solid credit score is a critical component of your financial health. If you’re looking to improve your credit score, check out these 8 straightforward tips.

How To Get A Credit Score Of 700 Or 800 (Or More)

Your credit score is an important indicator of your financial health. Read our guide on how to get a credit score of 700 or 800, or more.

Understanding The Differences Between FICO® And VantageScore®

If you’re monitoring your credit, one of the most fundamental questions you may have is the difference between a FICO^® Score and VantageScore^®.

Ways To Repair Bad Credit

What Errors Should I Be Looking For On My Credit Report?

Which errors on a credit report could impact your score, and how do you fix credit report errors? Below, read about the top errors you should look for on a credit report and how to check for them.

How To Fix Your Credit

Credit damage shouldn’t feel impossible to fix. Here’s our definitive guide on how to repair your credit and get back on track with your credit score.

How To Remove Late Payments With A Goodwill Letter

Most lenders or creditors won’t remove legitimate missed or late payments from your credit report. Read our guide on removing late payments with a goodwill letter.

Credit & Loans

Why Do Lenders Need My Credit Report And Score?

What’s the purpose of a lender looking at your credit? What do they like to see? How does a credit pull affect your score? We answer it all.

How To Get A Loan With Bad Credit: Tips To Maximize Your Chance Of Approval

Wondering how to get a loan with bad credit? Read our tips and tricks to maximize your chance of approval despite having a low credit score.

Does Applying For Loans Affect Your Credit Score?

Due to the expensive grind of daily life, sometimes we need to take out loans to get by. When we apply for those loans, our credit score has the potential of being negatively impacted. To make sense of this irony, let’s dive deeper into the credit score process itself.

More Personal Credit Resources

Hard And Soft Credit Pulls: What’s The Difference?

If you’re looking to get approved for a loan with the most favorable interest rates, you’ll want to pay attention. Not doing so can cost you additional money. Let’s explore the difference between a soft and hard credit check and how they can affect your credit score.

How Many Lines Of Credit Should I Have?

When determining how many lines of credit you should have, it’s important to know that there is no formula or magic number. Because the number of credit scores one has can vary from person to person, you should consider your spending habits and ability to manage credit before deciding whether to add another line of credit or not.

Finding The Best $500-Limit Credit Cards In 2021

If you’re on a mission to improve your credit score, getting a credit card is a great place to start. We’ve uncovered the best credit cards to start your search.